Borrow

Crypto loans from $1,000 to $5,000,000

Three ways to unlock the value of your digital assets, all with no origination fees and no prepayment penalties.

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Crypto Term Loan

A fixed-rate loan with predictable monthly payments, secured by your digital assets.

Choose principal + interest or interest-only payments
Fixed APR for the life of the loan
Collateral returned within 24 hours of payoff
Use funds for anything: real estate, tuition, taxes, business

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Amount: $1,000 – $5,000,000
Rate: 7.20% – 12.95% APR
Term: 6 – 60 months
Origination fee: $0

Flexible

Crypto Credit Line

A revolving line of credit. Draw, repay and draw again, paying interest only on your balance.

Instant draws to your bank or as USDC/USDT
No fee for unused credit
Interest-only minimum payment
Your limit grows automatically as your collateral appreciates

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Amount: Lines up to $5,000,000
Rate: Variable from 8.45% APR
Term: 12-month renewable draw period
Origination fee: $0

Business & Institutional

Business Lending Facility

Working capital for crypto-native companies, funds, miners and corporate treasuries.

Dedicated relationship manager and 24/7 trading desk
Multi-asset collateral baskets
Tri-party custody options with your existing custodian
Multi-user access with approval workflows

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Amount: $250,000 – $5,000,000
Rate: Custom pricing from 7.20% APR
Term: Up to 60 months
Origination fee: $0

Compare

Find the right fit

Feature	Term Loan	Credit Line	Business Facility
Borrowing range	$1K – $5M	Up to $5M	$250K – $5M
Rate type	Fixed	Variable	Fixed or variable
Max LTV	65%	50%	65%
Interest-only option	✓	✓	✓
Stablecoin payout	✓	✓	✓
Relationship manager	Loans $1M+	Lines $1M+	✓ Always
Typical funding	Same day	Instant draws	3–5 business days

Ways to use it

Cash for life's big moments

Real estate

Fund a down payment or renovation without selling assets.

Investing

Diversify into other assets while keeping your crypto position.

Tax bills

Cover tax obligations without triggering another taxable event.

Debt consolidation

Replace high-interest credit cards with a lower fixed APR.

Eligibility

What you'll need

Be at least 18 years old (or a registered business entity)
A valid government-issued photo ID
SSN or ITIN (EIN for businesses)
Eligible crypto collateral in a wallet you control
A bank account in your name for USD payouts

Loans over $1,000,000

Larger loans include enhanced due diligence to protect you and meet regulatory requirements. Expect to provide:

Proof of source of funds and source of wealth
Recent bank or brokerage statements
For businesses: articles of incorporation, ownership structure and financial statements

A relationship manager will contact you within one business day of applying.

Payouts

Get your funds your way

Wire transfer

Same-day to any U.S. bank. Best for larger amounts.

ACH transfer

1–2 business days, free of charge.

USDC / USDT

Sent to your wallet within minutes of approval.

See your rate in 2 minutes

No credit impact. No obligation.

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