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NovaCrestDigital Lending
  • Borrow $1,000 to $5,000,000 against your Bitcoin, Ethereum and more, without selling.

    Explore Crypto Loans
    • Term LoansFixed APR, 6–60 months
    • Interest-Only LoansLower monthly payments
    • Loan CalculatorEstimate payments in seconds
    • Apply NowDecision in as little as 1 business day
  • A revolving line backed by your digital assets. Draw only what you need.

    Explore Credit Lines
    • Crypto Credit LinePay interest only on what you use
    • Stablecoin PayoutsReceive funds in USDC or USDT
    • Wire & ACH FundingSame-day USD to your bank
  • Working capital for funds, miners, treasuries and growing companies.

    Explore Business
    • Business LoansUp to $5M per facility
    • Institutional LendingDedicated relationship manager
    • Treasury SolutionsKeep your balance sheet in crypto
  • Transparent pricing with no origination fees and no prepayment penalties.

    Explore Rates
    • Today's RatesAPR by loan-to-value tier
    • LTV ExplainedHow margin calls work
    • Accepted Collateral8 supported assets
  • Guides and answers to borrow with confidence.

    Explore Learn
    • How It WorksFour steps to funding
    • Help Center & FAQAnswers to common questions
    • Security CenterHow we protect your assets
  • Security

Connect Wallet

One-click: connects your Web3 wallet or demo address to access your loan dashboard.

New to NovaCrest?Open a loan

Manage your loan anytime

  • Track your LTV in real time with live prices
  • Make payments or enroll in AutoPay
  • Add or withdraw collateral securely
  • Check the status of your application

We will never ask for your passcode or seed phrase. If someone contacts you claiming to be NovaCrest, hang up and call 1-800-555-0199. Learn about scams

SOC 2 Type II audited
95% cold-storage custody
256-bit encryption
24/7 LTV monitoring
NovaCrestDigital Lending

Crypto-backed loans from $1,000 to $5,000,000. Keep your digital assets and unlock the cash you need.

1-800-555-0199 (24/7) support@novacrest.example

Borrow

  • Crypto Term Loans
  • Crypto Credit Lines
  • Business Lending
  • Apply Now
  • Loan Calculator

Rates & Collateral

  • Today's Rates
  • LTV & Margin Calls
  • Accepted Assets
  • Fees & Disclosures

Support

  • Help Center
  • Contact Us
  • Security Center
  • Report Fraud

Your Account

  • Connect Wallet
  • Account Dashboard
  • Forgot ID / Password
  • Enroll
PrivacySecurityDisclosuresTerms of UseAccessibilityCareers

Loans are subject to credit approval, identity verification and collateral requirements. Rates shown are Annual Percentage Rates (APRs), include a 0.25% AutoPay discount, and may vary based on loan-to-value (LTV) ratio, loan amount and term. Minimum loan amount is $1,000; maximum is $5,000,000 per borrower. Loans above $1,000,000 require enhanced due diligence.

Digital assets are highly volatile. If your LTV reaches 75% you will receive a margin call and must add collateral or repay part of your loan. If your LTV reaches 83%, some or all of your collateral may be sold to repay your loan without further notice. You could lose some or all of your collateral.

Crypto collateral is not a bank deposit, is not FDIC insured, is not insured by any federal government agency, and may lose value. NovaCrest Digital Lending is a demonstration product; this website does not constitute an offer of credit.

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